Authorized EXS Sales Partner
Comprehensive Payment Solutions
Locally based in Mapleton, Utah and independently owned and operated. Work directly with the business owner for personalized payment solutions and real human support—not automated systems or call centers.
PCI-Compliant | End-to-End Encrypted | Fraud Protected
Nathan Hjorth
Authorized EXS Sales Partner
Direct: (801) 358-8774
About Nathan Hjorth
25 Years of Payment Processing Experience
I began my career in payment processing over 25 years ago after answering an ad and never looked back. After working for a local credit card processing company for 12 years, I launched my own independent business and have been serving local businesses ever since. Born and raised right here in Utah, I believe in building lasting relationships based on trust, reliability, and genuine service.
In payment processing since 2000
Long-term merchant relationships
Born and raised in Utah
Independently owned & operated

Nathan Hjorth
EXS Partner
With 25 years in payment processing and 13 years as an independent business owner, I provide the personalized service that big processors can't match. You'll have my direct line—no call centers, no waiting. I'm here when you need me.
Our Services
Comprehensive, End-to-End Payment Solutions
From traditional credit card processing to modern digital payment tools, we offer a full suite of flexible solutions designed to help businesses run smoother, get paid faster, and scale with confidence.
Credit Card Processing
- Accept all major credit cards
- Next-day funding available
- Competitive pricing
Mobile Payments
- Apple Pay & Google Pay
- NFC (Tap to Pay)
- Mobile POS solutions
E-commerce Solutions
- Payment gateway integration
- Recurring billing
- End-to-end encryption
- Fraud protection
Invoicing & Remote Payments
- Send invoices by email or text
- Customers can pay remotely
- Faster collections
ACH Bank Payments
- Low-cost bank transfers (0.5% processing)
- Secure, encrypted payments
- Ideal for large or recurring transactions
Business Funding Solutions
- Small business loans/funding
- Repayment through daily deposits
- Simple approval process
QuickBooks Online Integration
- Automatic syncing
- Simplified bookkeeping
- Real-time reporting
Custom Payment Integrations (Developer APIs)
- Secure RESTful APIs
- Website & software platform integration
- Scalable for growing businesses
Point of Sale (POS) Systems
- Retail and restaurant POS software
- Kitchen printers and screens
- Payroll & time tracking
- Online ordering integrations
Not sure which solution fits your business best? Reach out today and let’s find the perfect setup for your needs.
Industries We Serve
Hover or tap to see services for each industry
Retail
- •Inventory management
- •Barcode scanning
- •Loyalty & gift cards
- •Employee tracking
- •QuickBooks integration
- •Reporting
Restaurants & Food Service
- •Table & order management
- •Online ordering
- •Delivery integrations
- •Kitchen displays
- •Bar tabs
- •Payroll tracking
Healthcare & Medical
- •Secure payments
- •Recurring billing
- •Online payment portals
- •PCI compliance
Professional Services
- •Invoicing
- •ACH payments
- •QuickBooks integration
- •Recurring billing
- •Remote payments
E-commerce
- •Payment gateways
- •Fraud protection
- •Subscriptions
- •Mobile payments
Hospitality & Hotels
- •POS systems
- •Mobile payments
- •Guest billing
- •Reporting
Automotive & Repair
- •POS systems
- •Inventory tracking
- •Mobile payments
- •Invoicing
Salons & Spas
- •Scheduling systems
- •POS payments
- •Customer management
- •Mobile payments
Non-Profits
- •Donation processing
- •Online giving
- •Text-to-pay
Contractors & Home Services
- •Mobile invoicing
- •ACH payments
- •On-site card processing
Fitness & Wellness
- •Membership billing
- •POS systems
- •Online payments
And Many More
- •Customized payment solutions
- •POS solutions for unique needs
- •Tailored integrations
If your industry isn’t listed, we likely serve you too. Let’s talk.
FREE Equipment
Professional Payment Terminals
All payment terminals are provided FREE with your merchant account. No equipment purchase or lease required.
Solutions that grow with your business — from small businesses to growing enterprises.

PAX A920 Pro
All-in-one Android smart terminal with 5" touchscreen
- 5" HD Touchscreen
- Built-in Printer
- WiFi + Cellular Backup
- Long Battery Life

PAX E600 mini
7" touchscreen with 3.5" customer facing touch screen
- Built-in Receipt Printer
- EMV, NFC & Magstripe
- 4G + WiFi Connectivity
- Camera & Barcode Scanner

Desk 2600
Professional countertop terminal with keypad
- Ethernet Connection
- Built-in Printer
- EMV Chip Reader
- Contactless NFC
Not sure which terminal is right for your business? Let’s talk.
Customer Reviews
What Our Clients Say
Don’t just take our word for it – hear from business owners who’ve experienced Nathan’s exceptional personal service and expert guidance firsthand.
Posted on Austin CarlyTrustindex verifies that the original source of the review is Google. Electronic Exchange Systems is a solid company, and Nathan brings a lot of professionalism to the table. Great service and support. Highly recommend!Posted on Sara HarveyTrustindex verifies that the original source of the review is Google. I’ve known Nathan to be very responsive with merchant services. I highly recommend his services to anyone who wants to save money and get great customer service.Posted on Owen SneadTrustindex verifies that the original source of the review is Google. I’ve known Nathan for 3 years now and although I personally have never used his services yet, I know many who have and speak very highly of his products and service. Very knowledgeable and literally decades of experience.Posted on Trevor WardTrustindex verifies that the original source of the review is Google. Nathan is great to work with. Professional and honest.Posted on Sean OlavesonTrustindex verifies that the original source of the review is Google. I strongly recommend working with Nathan Hjorth at EXS for anyone seeking a true professional in the credit card/merchant services space! You won't regret it 💯Posted on Nathan CampbellTrustindex verifies that the original source of the review is Google. Nathan and his team are impressive and very professional! He should also do "stand-up" because he is always making everyone laugh! I highly recommend his services!!Posted on Cody YoungTrustindex verifies that the original source of the review is Google. Speaking with Nate, you can tell his top priority is your business and the interaction it has with your customers when it comes to payment processing! Nathan is thorough, knowledgeable, provides an incredible product that can mold to anyones business needs and the biggest part, when payment processing problems ever come up he's a phone call away and is local!!!Posted on Delaney DavisTrustindex verifies that the original source of the review is Google. We've been incredibly impressed with Nathan Hjorth as our merchant account provider. Not only is the hardware free, but the rates are unbeatable, saving us a substantial amount of money running our small business. Nathan's service has been a game-changer for us, and we highly recommend him to anyone looking to optimize their payment processing needs.Posted on Matt MahlstedeTrustindex verifies that the original source of the review is Google. Nathan is the best, free hardware, cheaper rates, and can help you get out of your contracts. I trust Nathan and his company!Posted on Kent MilesTrustindex verifies that the original source of the review is Google. He’s funny and wonderful to work with
Ready to Get Started?
From startup to growing enterprise, our end-to-end payment solutions scale with your success. Contact me today and let’s create a solution that works for you.